No lovey not if your the one at fault… Insurance only covers the other person if your at fault sorry honey…..
It depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cover the other person’s harm. If you also purchased collision insurance, that will pay for your vehicle (less the deductable).
If a passenger died in a car accident where it was determined the other driver was at fault whose insurance pays the victim’s family?
In most states, the law would hold both parties responsible. Therefore, both companies would be liable for any judgment rendered. The extent of each could be determined by the policies and/or the court. That would not mean that the victims family could not file a lawsuit.
You were in an accident which was not your fault but you did not have car insurance are you liable for this accident?
If it wasnt your fault, then the person who was at fault is liable. I would suggest working something out inbetween the two of you, since you could have your liscense suspended if caught without insurance. II: You wish it was that effortless! It is illegal to operate a vehicle without insurance coverage. The minute the other driver’s insurance co. finds out that you were not insured, the claim becomes 50/50 and very hard to fight. You pay for yours and they pay for thiers. That’s all.
If two accidents happen within 8 weeks of each other and both are no fault and injuries happen in both will insurance pay for the 2nd accident?
Yes, there will be a 2nd claim, and they will investigate that one independent of the other, with the exception of ‘prior unrepaired harm’ or if the injury were caused by the very first then aggrevated by the 2nd. Of coures they will not pay for the same harm twice. For example, you had a one hour repair on the bumper from the very first claim, now the 2nd one requires that the bumper be substituted and you haven’t made the repairs yet (if repairs have been made this of course doesn’t apply), they will substitute the bumper but deduct that 1.0 repair and refinish you were paid already. Kind of the same with the injury, if you had finished treatment and were released, then it starts all over, if you were however still treating they will owe for the ‘set back’….more details and I may be able to be of more assistance to you..
yeah that is understangable,but i still have a wierd felling that,that is no how it truly goes.But i will just go with your response that you gave me.
If you were in a car accident and the other person was at fault should her insurance pay for your rental car medical bills and all of your repairs?
yes, assuming the are allaccident relatedand she is 100% negligent, and therfore liable/responsible for your damages…….if a specific problem with some of this give more details and i can be of more assistance….. It also depends on whether your state is a “no fault” state or not. In a “no fault” state, the parties involved in an auto accident are automatically reimbursed by their own insurance company. However, it is still possible for the victim of an auto accident to receive extra compensation for certain damages (i.e. medical expenses, ache and suffering, economic losses, etc.). If the accident victim’s auto insurance policy does not cover the amount of damages they’ve sustained, they may want to consider legal activity against the at fault driver. However, this all depends on the state the accident victim lives in and the amount/type of damages sustained.
Do you need insurance when you’re in a car accident but not at fault?
check your state law,but if you dont have ins.you maybe found at fault..
if you don’t have insurance, its your fault ither way
If you are in an accident and at fault do you get points on your license or your insurance policy or both?
Your question makes (Two) assumptions. (1) that you were cited and (Two) the disturbance has points. Not all vehicle code violations have points associated with them. Points are only assigned by the state to your driving record (license) upon conviction. When/if your insurance company reviews your driving record and sees the accident (not the points) and that you are listed as unit or vehicle 1 (at fault) then they may charge a surcharge
What happens to a person at fault for a car accident with no insurance if it is not their car?
It’s possible that the car owners insurance will cover the damages, but just as likely that it won’t. If it doesn’t, then the driver of the car will be fully responsible for any and all damages and will very likely end up being sued in court to recover the monies owed. It’s for this reason that all states require drivers to have uninsured motorist coverage on their insurance. .
In the UK three bods are likely to be responsible for paying compensation for harm and individual injury as a result of the accident: the driver of the vehicle, the holder of the vehicle’s insurer (if that person had skill that the other was driving his vehicle) and the Motor Insurer’s Bureau. The driver of the vehicle will also be prosecuted in criminal law for driving without valid motor vehicle insurance. For a description of motor vehicle insurance and the MIB – please see the related link.
In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the holder of the car pay for the damages on the other car?
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the possessor of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that harm then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be loosened from it’s responsibility to pay on behalf of the holder of the vehicle.
Do you have to pay taxes on car accident settlement from the at fault insurance company?
I am a resident of Fresh York State and was involved in a private injury accident. The settlement that I received is considered wages. You will have to check with your state and local tax laws. I am sure that a phone call to Jackson & Hewwitt or H & R Block in your state will work as well.
You missed your insurance payment by two days had an accident that was not your fault is the other party pay for damages to your car through their insurance?
If you are truly not at fault and the other insurance company is admitting liability then you should have no problem. As a side note I have heard of periodic rumblings that some states may enact a “pay to play” law. This would mean that even the “not at fault” party in an accident would have to have a valid insurance policy at the time of the accident in order to receive payment from the “at fault” driver’s policy.
Can carriers raise your premiums for a serious accident where your car is totaled and the insurance company pays for your car but the insurance investigator ruled that the accident was not your fault?
yes if your ins.co. pays for your car..
They CanEven if they don’t pay for your car. My agent warned me that my homeowners premiums could be raised just for filing claims! They used to send an adjustor out automatically if there was a hailstorm or windstorm, but not any more. I just wished an ajustor to estimate the harm last spring and let me know if it would exceed my deductible.
How much would insurance cost if you were involved in a car accident that was your fault and both drivers have liability insurance?
How much will it COST? If you have a good record of several years without claims, your premiums may not increase, but if you are a fresh driver or have had prior claims the increase will be determined by your insurer and no one else can give you a definite response. Or how much will it PAY? If it was your fault, your liability coverage will pay for the harm to the other driver’s car and if you do not have collision coverage, you get to pay for your own repairs.
What would you do if you have no car insurance and got into a car accident but havent began paying off that fee and then got into another car accident where the car was totaled and it is your fault?
You should stop driving instantaneously. It is illegal to drive any vehicle without meeting your state’s Financial Responsibilty Requirements..
Stop driving! If you still didn’t have insurance when you got into your 2nd accident, they’ll very likely suspend your license and if you’re then caught driving they’ll throw you in jail. If you can’t afford insurance you can’t afford to own a car!! Based on your driving record thusfar you need total coverage!!
What if you have a car accident and both parties have no insurance?
Both parties will lose their license if a police report is taken.Both parties are still responsible for all harm incurred orinjuries.
If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?
Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.
If you are toasted but have an accident and the other party was at fault will insurance pay for your car damages?
NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were at fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.
I had no insurance and was in a car accident but it was no one’s fault Do I have to pay for the other car?
If there was no police report and neither party was given a ticket by the police, then there is no official assignment of fault and it would be hard for the other person to obligate you to pay. If it was “no one’s fault’, why are you worried about paying? Just a bit of advice, however. It’s significant to keep your auto insurance up to date because it protects you from possibly being sued personally. Good luck..
this is a vague question to attempt to reaction, as auto insurance varies considerably by state. the brief reaction is, “most likely not, but you might face criminal charges if it is illegal to drive without insurance in your state” … attempt researching this on your own or ask the question again specific to your state.
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party’s insurance should cover your vehicle..
EVEN However OUR INSURANCE HAD RUN OUT BY AMONTH?
If you are in an accident and it is your fault but you have no car insurance and can’t pay for the damages what will happen?
Unluckily, you can be sued for the other person’s damages. If the person you hit isn’t injured and has only a property harm claim, his or her most likely recourse is puny claims court where claims are capped at around $7,500 (check your state’s cap online). In this example he or she might seek reimbursement of the deductible, along with filing fees and possibly extra costs such as rental car reimbursement or even wages missed from work..
If the person was injured and makes a recovery under his or her uninsured motorist policy, the insurance company that paid damages can sueyoufor the amount it paid and possibly its attorney fees & costs. The most likely outcome in that event (or even in the property harm only script) the other person/insurance company would get a judgment against you. That’s a pretty serious situation not only with respect to your credit rating, but your wages could also be garnished.
What is a person at fault with no car insurance in accident to do. in a car accident where i was at fault. i does not have insurance on my car. both cars are totaled. other woman has insurance help?
If you were at fault, then you are liable for all costs. Whether you have insurance or not does not negate your liability. In most states if you fail to pay for the claimants losses you will lose your driving priviledges for up to Ten years or until you pay the bill which ever comes very first. If the other person has insurance to pay for their losses then you will be required to re-imburse that Insurance Company for the damages you caused, You are still the at fault party and are liable for the damages. If you don’t pay the Insurance company they can also turn it over to a collection agency and it will undoubtedly affect your credit for the next Ten years. Basically to sum up. If you don’t pay the damages you will likely lose your credit rating as well as your drivers license for the next Ten years. Good Luck
Who pays for hospital test from car accident if you have no health insurance and are not at fault?
Assuming that another vehicle hit you then his or her insurance carrier would pay for your visit. They very first have to accept liability.
I have insurance and permitted a friend to drive my car and she had an accident who is at fault?
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
If you an uninsured motorist were involved in an accident that wasn’t my fault will the guilty party’s insurance pay for a rental car for you?
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person’s insurance company pay for your rental car? He has no insurance company.
Can a car insurance insist on paying the value of the car rather than fix the car if the accident is not your fault?
Yes, car insurance can pay the value of the car instead of fixing it. This will happen when the cost to fix it is greater than the current value. It is then not worth fixing, from a financial perspective. This is what is meant when you say that your car has been “totaled” (it was a total loss).
You were in an accident your car is a lease and it was your fault and you have no insurance what is going to happen?
You are going to have to pay all cost out of pocket. Also you may be given a severe ticket for driving without insurance.
You live in Michigan you had an accident with a leased car with full-coverage insurance and it was their fault Will they pay for your car to get motionless?
There insurance will cover the cost of repairs to your vehicle. This works with any vehicle even if it is a rental.
What do you do if you get into a car accident with no insurance and you are claimed to be at fault?
You pay all of the expenses out of pocket. Medical, car, everything. Also get a lawyer because if you cannot afford to make the repairs you can get sued by either the other driver or there insurance to get the money back from you not having insurance.
Will your insurance company pay you a diminished value if accident is your fault?
No, if it is your fault you are not eligible to received diminished value from your insurance company. It has to be a third party claim, ie the party at fault’s insurance company pays the damages if you can recover them.
If you are in an accident where other driver is at fault and their insurance is covering car rental what can you do if insurance stops paying for car rental but car is still in shop being repaired?
Ask the insurance company why they are no longer paying the rental bill. If they have accepted liability the only reason they would stop paying would be due to the repair shop taking excessive time to accomplish the repairs. (In the insurance company’s opinion). Albeit you will be roped into this, it should be inbetween the insurance company and the figure shop. If the insurance company won’t budge ask the repair shop to pick up the remainder of the rental bill until repairs are finish. This is common in this industry.
In Michigan if you don’t have car insurance and in an accident that is not my fault what happens?
As far as I know, if you don’t have insurance, you ARE at fault. That’s how it is everywhere I’ve heard of, but I don’t know about Michigan. Good Luck!
If you get into a car accident and it is not your fault will your insurance go up?
Not if it is deemed to be 100% the other drivers fault and they have insurance.
If you are in an accident and it is not your fault will the other insurance pay if you do not have comprehensive insurance?
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
If your already salvaged car is in another accident that is the other persons fault does his insurance company pay anything?
Why are you driving a salvaged car. If the car has any value theymay pay something. If they bruised something that wasn’t alreadydamaged, they might pay something. You may end up having some faultfor driving an unsafe vehicle as well if it was salvaged vehiclethat was not repaired.
Whose insurance should I call if there was a car accident and it was their fault?
I would call their insurance, if you did not know who they are or they didn’t have insurance, I would call your company and they can get the ball rolling.
What if you were in a car accident that was not your fault however you did not have insurance but the vehicle is insured?
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
If your wifey is killed in a car accident that was not her fault how does the insurance works?
In the United States, you see a lawyer. The Insurance Company offers you the least amount possible. The lawyer may be able to get you a lot more money.
When in a car accident that is not your fault dose the other Insurance company pay for the car rental Insurance?
Yes, as long as you had comprehensive and collision insurance on your own policy. Rental companies require you to have these and the other party will not pay for them.
Will the Insurance Company pay for a rental car if the accident is your fault and if you have total coverage ins?
Only if you have bought the extra coverage to have a rental. “Total coverage” usually just means you bought liability, comprehensive, and collision insurance.
Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?
Most states require auto owners to maintain “no-fault” coverage; it is sometimes referred to as “Private Injury Protection”. It is a first-party coverage, which means that one maintains it for their own benefit. No-fault coverage pays a percentage of the medical expenses and lost wages sustained by an injured part in an auto collision, and benefits are payable irrespective of fault. That is, your own coverage pays benefits even if you caused the collision. Depending upon the state in which the policy is issues, a deductible of some amount may be permitted. A deductible is the amount which the insured is responsible for paying before insurance benefits are triggered. A similar coverage, which pays over and above no-fault is called “medical payments” coverage. An extra premium is charged for this because it is an optional coverage. It also is a first-party coverage which pays irrespective of fault.
What do you do when your car insurance wont pay after an accident?
Check your policy, and if they are attempting to cheat you, then sue them till they have to pull out a loan just to go to the bathroom.
Can you force the other driver’s insurance pay to fix your car instead of totaling it when the accident is their fault?
No, The law does not require an insurer to pay more than the value of the loss.
Can you file an insurance claim against both the at fault drivers insurance and the holder of the car you were driving when the accident accured?
No, The at fault driver in the other vehicle is responsible for your losses. Not the person from who you borowed the car you were driving.
What do you do if you get into a car accident and have no insurance and your at fault?
Plead and Pay. You will be responsible for all costs associated with the accident. If you don’t have the funds to pay the entire claim the more than likely the other party will file the claim on their uninsured motorist section of their auto policy. The UM will act as your insurance would have if you had insurance. They will then come after you for all amounts paid, plus interest, legal fees, and collection costs. In order to keep the legal and collection costs at a minimum you should attempt and work out a payment plan with the insurance company. Depending on the state you live in you will most likely face severe penalties, fines, and loss of your license. Some states will take your license until the amount owed is paid in total. You may be able to get a limited permit to go back and forward to work only.
What if you are hit in a car accident and you are at fault and the person who hit you has no insurance?
In case of Car accident if your car is having valid insurancepolicy at the time of accident then you are liable to get the claimfor the loss. While different companies have different disbursementpolicies and depreciation charts which would be followed for claimsettlement process. Turtlemint car insurance offers a faredepreciation chart and effortless claim process which simplifies thecomplete process and helps to get the tasks done hassle-free
Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?
Most likely not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter’s fault, then the at fault party is responsible for the harm they caused to your vehicle, regardless if the other party was licensed or not.
Do you have to pay for a car when in an accident who does not have insurance?
Pretty much yes, If your liable for the harm then you have to payfor those damages. If you’d have had your car insurance in place atthe time, it would have paid the bill for you however. Good luck..
What happens in a car accident if both cars involved do not have insurance and the car at fault was toasted driving?
If neither vehicle was insured you will have to sue the other party in order to collect any damages. Buzzed driving is a contributing factor but indeed whichever party is at fault for any reason will be liable to the other party. The bad news is that if the person did not have insurance the very likely don’t have assets to pay the damages. This is why you need insurance and uninsured motorists coverage.
Can you sue your own car insurance if it was not your fault in a car accident?
What you are telling is that the police department determined that it was your fault; your insurance company investigated and determined it was your fault; but you still want to waste money suing your insurance company because of all the facts. Sure, sue away. Reminisce that you will have to prove that you have monetary loss because of something that they did. You do have loss as your premiums will go up due to the loss being on your record. You should also know that this will not make you look good to your insurance company from here on out. Have you spoken with the police officer about the report he filed and also his superior about reviewing the report that was filed.
Will your insurance pay for the damages in an at fault accident even if the driver of your car is uninsured in your policy?
The real response is that you should talk to your insurance agent,because laws vary from location to location. However, in most states, what’s being insured is thecar ,not thedriver . If you give permission to someone to driveyour car and they get in an accident and it’s their fault, usuallyyour insurance company is going to be primarily liable for thedamages. Your insurance company will very likely pay (up to the limitsof your coverage, at least), and raise your insurance rates. Even if you didn’t explicitly give permission, in mostjurisdictions permission is assumed if the driver was a friend orfamily member. If you did not give them permission, you’re probablygoing to be asked to throw them under the bus and testify that they stoleyour car. One complicating factor is that while what’s insured is the car,theratesare set partially based on the car (some carscost more to fix, so will have higher comprehensive and uninsuredmotorist rates) and partly based on the drivers’ records (highercollision rates). If there’s a driver in your household with a poordriving record, you may get a cheaper rate by promising theinsurance company “Oh, no, he’s not going to drivethis car, he’s going to drive a different car insured by some otherinsurer, so you don’t have to worry about his driving record.” If you live in a state that permits you to exclude drivers from yourpolicy, and the driver was a person that you specifically excluded,your insurance company might be permitted to say “Hey, you said CrashBandicoot here wasnotgoing to be driving yourcar, and lo and behold, hediddrive your car, liar liarpants on fire, youpay for this, mate.” They maynot be permitted to wriggle off the hook entirely, but they probablywill at least be permitted to use drastically diminished coverageamounts, leaving a large bill for you to deal with. Crash’sinsurance (if he has any) may, or may not, kick in.
Does a no fault accident on your motorbike affect your car insurance?
as a general rule, if it occurred on the road and the “motorbike” is being used as a “vehicle” as in driving on a roadway like cars etc vs offroad… then it very well may affect your auto policy. In some states a report is required for any death or injury which includes “offroad” but since in a case like that it was very likely a “recreational type vehicle” it may not. The type and size may play a part as well. It may need to be classified as a “motor vehicle” to trigger the reporting requirement, which may be different deoending on the state.